Intelligent financial infrastructure
Connect intelligence to financial action.
PaySoko connects customers, documents, decisions, workflows and financial rails — with intelligence that understands what needs to happen and infrastructure that helps make it happen.
Business activity
- Customer
- Application
- Document
- Invoice
- Load
- Timesheet
- Policy
- Receivable
PaySoko
Context assembled · customer
Policy applied · customer
Workflow coordinated · customer
Value executed · customer
Financial action
- Approve
- Fund
- Pay
- Collect
- Disburse
- Settle
- Reconcile
- Report
Turn business activity into financial action.
Lending • Microfinance • Specialty Finance • Staffing • Logistics • Insurance • Financial Services
The insight
Money doesn't move by itself.
Behind every payment, disbursement, collection or settlement is a customer, document, decision or workflow that made it necessary.
- 01Customers
- 02Documents
- 03Data
- 04Decisions
- 05Workflows
- 06Capital
- 07Payments
PaySoko connects them.
Real operations
Different businesses. The same underlying challenge.
These industries look different. Operationally, they all need to turn business activity into financial action. That's the infrastructure PaySoko is building.
Explore LendingHow it works
Understand. Decide.
Orchestrate. Move.
Understand
Bring together customer, document, transaction and operational context.
Decide
Analyze information, apply policies, identify exceptions and determine what should happen next.
Orchestrate
Coordinate people, workflows, PaySoko products and connected external systems.
Move
Execute the appropriate financial action. Fund. Pay. Collect. Disburse. Settle. Reconcile.
Monitor + Learn
Understand outcomes, portfolio performance and operational activity.
Intelligence across the entire operation
Uliza AI
Uliza understands what's happening, helps determine what should happen next, and coordinates action across connected systems.
Across PaySoko — and the systems you already use.
PaySoko systems
Business data
External systems
Read
Understand documents and unstructured information.
Understand
Build operational and financial context.
Analyze
Evaluate information and activity.
Identify
Surface exceptions, risks, missing information and opportunities.
Recommend
Determine possible next actions.
Decide
Apply intelligence, policies and authorized rules.
Orchestrate
Coordinate workflows across systems.
Act
Initiate authorized actions.
Monitor
Understand outcomes.
Learn
Improve intelligence using results and feedback.
AI shouldn't just give you an answer.
It should help move the work forward.
One connected journey
One event. One connected financial journey.
Select any step — or watch it run.
A customer submits an application.
Not disconnected software.
Connected financial execution.
The infrastructure
Purpose-built infrastructure. Connected by intelligence.
Intelligence across all of it. Understand, decide, orchestrate, act and monitor.
PAYsoko
Assist ↗
Know who you're doing business with.
Customer relationships, communication, opportunities and workflows.
PAYsoko
DocEnva ↗
Turn documents into usable intelligence.
Capture, classify, extract, understand and manage documents.
PAYsoko
Capital ↗
Know where capital is — and where it went.
Capital deployment, allocation, performance and reporting.
PAYsoko UVN ↗ — Universal Value Network
Move value where it needs to go. Payments, collections, disbursements, payouts and settlement across financial rails.
Outcomes
Less friction between activity and action.
Faster decisions
Put the right information and context in front of people when they need it.
Less manual work
Automate repetitive document, financial and operational processes.
Fewer disconnected systems
Connect customer, document, workflow and payment infrastructure.
Better visibility
Understand what is happening across the operation.
Smarter execution
Use context, policy and intelligence to determine what should happen next.
More useful AI
Give AI access to real operational context rather than isolating it in a chatbot.
Operational leverage
Let automation handle repetitive work while people focus on relationships, judgment and exceptions.
Modular by design
Start where the pain is greatest.
PaySoko is modular. Start with one capability and connect more as your operation evolves.
Use what you need.
Connect more when you're ready.
Connect what you already use
Your infrastructure doesn't have to start over.
PaySoko and Uliza are designed to work with your existing enterprise systems through APIs and integrations.
Explore integrations
+ Uliza AI
Why PaySoko
Stop stitching financial operations together.
Traditional environment
All disconnected.
PaySoko
- Connected customers
- Connected documents
- Connected intelligence
- Connected workflows
- Connected financial rails
Uliza coordinating intelligence across the operation.
Inside PaySoko Finance
The operation, in view.
Explore the official PaySoko Finance product screens, from applications and underwriting to capital visibility.
Origination
Bring applications into the lending workflow.
Underwriting
Connect information with evaluation and decisions.
Funds management
Follow capital through financial operations.
Enterprise trust
Built for institutions that move money.
For banks, CDFIs, credit unions, finance companies, insurers, enterprises and institutional partners.
Security
Privacy
Role-based access
Auditability
Operational controls
API security
Enterprise architecture
Compliance workflows
Business happens.
Financial action follows.
Connect the two.
Bring customers, documents, decisions, workflows and financial rails together with intelligence across the entire journey.